Privacy Policy Background

Privacy Policy

General

This Privacy Policy applies when you access or use www.savedesk.co or application (collectively, the "Site"). This Privacy Policy describes how we collect, store, use and protect information that you provide, directly in connection with your use of the Site or indirectly through third-parties. This Privacy Policy also describes your choices regarding your Information. We may amend this Privacy Policy from time to time by posting a revised, dated version on the Site. By visiting or using the Site, you accept the practices described in this Privacy Policy.

Information Collected

In connection with your use of the Site, we collect, directly or indirectly, three types of information:

Business and User Information

We collect User Information and Business Information from you when you (i) register on the Site, (ii) fill out forms or fields on the Site, (iii) complete an application for a product or service available through the Site or (iv) communicate with us by email, mail, text, telephone, facsimile or other electronic means. During the course of providing services, we may collect additional Business Information or User Information from third parties, including, but not limited to, referral partners, identity verification services or credit bureaus.

General Information

We collect General Information from your computer, mobile device or other access device when you use the Site (including downloading and using a mobile application or accessing a mobile optimized site), view content about the Site on a third-party website or open emails or links in emails from us. This General Information includes, but is not limited to, information about (i) your Internet connection; (ii) the equipment you use to access the Site and usage details; (iii) your operating system, browser version and IP address; (iv) your mobile device type, your device's unique identifier and your mobile network information and (v) web pages or advertisements that you view and information that you search for on the Site. As is true of most websites, we gather certain information automatically and store it in log files. This information may include Internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may link this automatically collected data to other information we collect about you.

We and our business partners, affiliates, or analytics or service providers use cookies or similar technologies to analyze trends, administer the website, track users' movements around the website, and to gather demographic information about our user base, as a whole. We may receive reports based on the use of these technologies by such companies on an individual and aggregated basis.

Use of Information

One of our primary purposes in collecting Business Information, User Information and General Information from the Site is to establish a safe, smooth, efficient and customised experience that allows website and mobile users to take full advantage of the products and services available through the Site. We use the information collected through the Site to:

  1. Enable users to obtain products and services through the Site;
  2. Facilitate activities and transactions that occur in connection with marketing, underwriting, lending, servicing and collections;
  3. Send notifications and information regarding the Site and products or services available through the Site;
  4. Provide customer support;
  5. Protect against potentially prohibited or illegal activities, including fraud;
  6. Fulfill legal requirements;
  7. Customize and enhance user experience;
  8. Provide targeted marketing and advertising;
  9. Measure the performance of and improve the Site or mobile application functionality;
  10. Manage and protect our information technology infrastructure;
  11. Administer and manage the security of the Site;
  12. Compile, use, research, analyze, and generate data analytics reports to better understand our customers

Information Sharing

We take your privacy seriously and will only share Information as described in this Privacy Policy. We may share, whether aggregated or not, Business Information and User Information with business partners, service providers, and other third parties under the following circumstances:

  1. To support our business operations including, but not limited to, Site customer services, fraud prevention, secure data storage, and other similar services;
  2. To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other transfer of all or a portion of our business or an operating unit;
  3. To fulfill the purpose for which you provide such information to us or any other purpose disclosed by us when you provide the information to us;
  4. To protect the confidentiality or security of your records, to protect against or prevent actual or potential fraud, unauthorized transactions, claims or other liability, or for resolving disputes or inquiries;

We may also use, sell, license or distribute General Information (i.e., non-personally identifiable information) or personally identifiable User Information that has been anonymized so that the information does not identify a specific user without restriction, including, but not limited to for producing data analytics and reports for business partners or others.

Behavioral Targeting

We partner with a third-party ad network to either display advertising on our Web site or to manage our advertising on other sites. Our ad network partner uses cookies and Web beacons to collect non-personally identifiable information about your activities on this and other Web sites to provide you targeted advertising based upon your interests.

(Google AdSense/Adwords) We use Google AdSense to publish ads on this site. When you view or click on an ad a cookie will be set to help better provide advertisements that may be of interest to you on this and other Web sites. You may opt-out of the use of this cookie by visiting Google's Advertising and Privacy page: http://www.google.com/privacy_ads.html

Your Choices

Providing information regarding your browsing and application activity is voluntary. Most computer systems and browsers offer their own privacy settings. You can adjust your privacy settings to disable the cookies used on the Site. If you disable cookies, you can still use the Site, but your ability to use some features of the Site may be limited. Most mobile phones allow you to control privacy settings, including location-based services by accessing the device's setting's menu. If you have questions about the privacy settings on your mobile device, you should contact your mobile service carrier.

Security of Information

We protect User Information and Business Information by using reasonable physical, electronic and procedural safeguards in compliance with applicable laws.

Testimonials

We may display testimonials of satisfied customers of SaveDesk on the Site in addition to other endorsements. With your consent, we may, on behalf of SaveDesk, post your testimonial along with the business's and business owner's or principal's name and picture. If you wish to update or delete your testimonial, you can contact us at the address at the bottom of this policy.

Social Media Widgets

The Site may include social media features, such as the Facebook "Like" button and widgets, or interactive mini-programs that run on the Site. These features may collect your IP address, which page you are visiting on our website or application, and may set a cookie to enable the feature to function properly.

Data Retention

We will retain your information for as long as the information is needed to provide you Site services. If you wish to request that we no longer use your information to provide you Site services, you may contact us at the address at the bottom of this policy. We will nonetheless retain your information to the extent that we deem necessary to comply with our legal or contractual obligations, resolve disputes or for other business purposes.

Changes to Privacy Policy

SaveDesk reserves the right to change this policy from time to time to accommodate changes in technologies, laws, and user needs. In the event we modify this Privacy Policy, we will communicate these changes to you by posting them on this website and/or by notifying you via email prior to the change becoming effective in the event of any substantive or material changes. We encourage you to periodically review this page for the latest information on our privacy practices. Any questions or concerns should be addressed to: advisor@savedesk.co