
A Chartered Accountant managing multiple export clients across IT services andconsulting was regularly dealing with client queries around inward remittances.From the CA’s perspective, the issues were repetitive and time-consuming: Clients often complained that “INR received is less than expected” Banks did not clearly disclose FX margins (1.5–2.5%) Frequent follow-ups were needed for FIRA, IRM, and […]

A mid-sized oil exporter supplying to Southeast Asia and Middle East markets washandling large-ticket transactions regularly, with monthly inflows of ₹3–4 crore.Whilevolumes were strong, the finance team faced ongoing challenges: FX margins (~0.8–1%) quietly reducing overall realization $40–$60 deductions on every transaction due to correspondent banks INR credits taking 3–5 working days, affecting working capital […]
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